The Right Finance,
Whatever Your Journey.
From helping individuals purchase their next vehicle to supporting dealerships with specialist finance solutions, Q-Finance works with a panel of lenders to help customers find available motor finance options, subject to status and lender criteria, with expert guidance every step of the way.
- Soft search — no impact on your credit score
- Finance on cars, vans, bikes, motorhomes & more
- Fast decisions from a panel of 30+ lenders
However you arrive
Two journeys, one team behind them
Private customers
Finance your next vehicle
- 1 Complete our online application
- 2 Choose your vehicle
- 3 We search our panel of lenders
- 4 Receive your finance options
- 5 Drive away in your new vehicle
Motor dealers
Grow your dealership
- 1 Book a demonstration
- 2 Meet the onboarding team
- 3 Your website is created
- 4 Finance activated
- 5 Start receiving enquiries
Try it now
Find Your Perfect Finance Package
Move the sliders for an indicative monthly figure. It's an illustration, not a quote — but it's a realistic place to start before you speak to anyone.
- No obligation and no sign-up
- Soft search when you are ready — no impact on your score
- Real figures from an adviser once you apply
Finance Calculator
What could Hire Purchase cost?
Your illustration
- Amount of credit
- £14,000
- Illustrative APR
- 9.9%
- Total charge for credit
- £2,876.36
- Total amount payable
- £17,876.36
- 48 monthly payments of
- £351.57
Includes a £1 option to purchase fee. An illustration only — not a quote and not an offer of credit. Your rate depends on your circumstances and the lender. Finance is subject to status and income. Q-Finance is a credit broker, not a lender.
Q-Finance is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.8%, the amount payable would be £200.34 a month, with a total cost of credit of £4,020.11 and a total amount payable of £12,020.11.
By the numbers
Backed by scale, run by people
- 50k+
- Finance applications
- £480m
- Funded to date
- 1,500+
- Dealer partners
- 12 yrs
- In business
- +42%
- Avg. enquiry uplift
Figures awaiting client confirmation.
Our lending panel
We only work with trusted lenders
A selection of our over 35 lenders
For motor dealers
Offer finance under our permissions
Credit broking is a regulated activity. Rather than apply to the FCA yourself, you can be appointed under ours — as a full appointed representative, or as an introducer. There are two routes and the difference matters.
Appointed Representative
Arrange finance yourself
Your people present finance and arrange it as part of the sale, working under our permissions with our training and supervision behind them.
How AR status worksIntroducer AR
Introduce, we do the rest
You hand the customer over and we take it from there. Lighter onboarding, narrower boundary — and that boundary is the part worth understanding first.
How IAR status works
Happily helping 15,000+ UK drivers a year
Trusted by Thousands of
Drivers Across the UK
Rated 4.9 Stars
5 out of 5 stars
Fast and efficient. Great service
sam tazey
5 out of 5 stars
Q finance are by far outstanding ,maria my advisor if im using the right word lol, helped me go through multiple cars as to which ones would suit me best she took her time to explain everything including the process... every question i needed answering there was a fast response,,, communication skills and customer care are off the chart i found a car on the thursday/friday by monday afternoon i was driving home in my dream car there turn around is very quick and would 100% recommend i cant thank them enough and believe if u need a car this is the place ;)
Damo Judge
5 out of 5 stars
Great company, first class service and communication. Unbeatable deals!
Richard Paisley
5 out of 5 stars
Fantastic service from start to finish with our new vehicle. Eve kept us updated along the way and nothing was too much trouble. Our vehicle was due to be delivered between 9&12 and by 12:05 we had an email checking the vehicle was delivered and all was in order! Couldn't recommend higher. Thanks Eve and all at Quorum!
David Scanlan
5 out of 5 stars
Fantastic service!! Very quick and efficient. I found a pre owned car at a local main dealership. Q Finance smashed their interest rate out of the water. All signed and completed in 24 hours. We are now in our new car and saved £30 per month using Q rather then the dealership finance co. Thanks team Q-Finance.
Chris Reynolds
Before you decide
Questions worth answering first
Plain-English guides written to be useful, not to sell you something.
-
Comparison
HP vs PCP: which is right for you?
A side-by-side comparison of hire purchase and PCP — monthly cost, ownership, mileage, flexibility and total cost — so you can pick on facts rather than the monthly figure.
6 min read
-
Guide
What credit score do I need for car finance?
Why there is no single pass mark, what lenders actually look at, and how a soft search lets you check your position without leaving a mark.
6 min read
-
Guide
How much can I borrow for a car?
How lenders work out what you can afford, why the answer is a monthly payment rather than a lump sum, and how deposit and term change the number.
5 min read
-
Guide
What documents do I need for car finance?
The proof of identity, address, income and bank details lenders ask for, why they ask, and how to make the process quick.
4 min read
Good to know
Common questions
More answers for private customers and motor dealers.
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